A Strategic Advantage:
The Home At Last Program
A powerful tool from the Nevada Rural Housing Authority. We build the plan to make it work for you.
What is the Home At Last Program?
The Home At Last program is a key initiative by the Nevada Rural Housing Authority (NRHA). It is a powerful tool designed to help qualified homebuyers overcome the upfront financial barriers of purchasing a home by providing assistance for the down payment and closing costs.
This isn't just a program we point you to. It's a key component we integrate into your overall financial strategy, allowing you to secure a home with significantly less cash upfront. We manage the process and coordinate the partners to ensure it's executed flawlessly.
Key Strategic Benefits
- Generous Assistance: Receive financial assistance in the form of a forgivable loan or a non-repayable grant.
- Covers Upfront Costs: These funds can be strategically applied to your down payment and/or closing costs.
- Not Just for First-Time Buyers: Unlike many programs, Home At Last options are available to repeat homebuyers.
- Statewide Availability: This program can be deployed for eligible properties across the state of Nevada.
The Qualification Checkpoints
These are not roadblocks; they are simply the defined parameters of the tool. We handle the navigation and determine how it aligns with your plan.
- Income Limits: Your household income must be within the program's limits (currently up to $165,000).
- Credit Score: A minimum credit score is required (often 640, or 680 for manufactured homes).
- Homebuyer Education: A mandatory course is required. We guide you through it as part of our process.
- Primary Residence: The property must be your primary home in Nevada.
- Qualifying First Mortgage: You must qualify for a Home At Last-eligible first mortgage (FHA, VA, USDA, or Conventional).
Ready to Build Your Plan?
Let’s have a real conversation about where you are and what you want — then build the strategy that gets you there.
START YOUR PLANContact
info@nvhomeslv.com | NV License Numbers
4495 South Pecos Road
Las Vegas, NV 89121
