Mortgage Calculators & Planning Tools | NVHomesLV.com

Mortgage Calculators

Mortgage calculators for planning and clarity. Build estimates using your numbers and scenarios.

Mortgage & Planning Calculators

These calculators help you build payment, affordability, and timing estimates using your numbers. Results are provided for planning and educational purposes only.

Payment Snapshot
Monthly estimate.
Simple Mortgage Calculator

Estimate a principal and interest payment based on price, down payment, rate, and term. Designed for quick planning and early-stage budgeting.

Calculate Payment
Full Payment View
Expanded costs.
Mortgage Payment Calculator

Build a more complete monthly estimate by including items such as property taxes, insurance, and HOA fees. Useful for understanding total housing cost.

View Full Payment
Timing Comparison
Now vs later.
Buy Now vs Buy Later

Compare buying now versus waiting based on projected price changes, interest rates, and time horizon. Helps evaluate how timing may affect cost.

Compare Timing
Rent Comparison
Ownership vs renting.
Rent vs Buy Calculator

Compare estimated rent payments against homeownership costs over time to understand potential long-term differences.

Compare Rent vs Buy
Budget Range
Income-based.
Affordability Calculator

Estimate a home price range based on income, debts, and basic lending guidelines. Designed to support early budgeting and planning.

Check Affordability
Refinance Review
Rate or term.
Refinance Calculator

Estimate how changes to interest rate or loan term could affect monthly payment or remaining loan duration.

Estimate Refinance
Buying Support
Programs & credits.
Down Payment Assistance

Learn about assistance programs, grants, and credits that may help reduce upfront cash requirements.

Explore Programs
Loan Structures
Side-by-side.
Loan Comparison Tool

Compare two loan scenarios by rate, term, and structure to understand how each option may impact payment and cost over time.

Compare Loans

Real Vegas Real Talk


We Met Here. We Married Here. We Built Our Life Here.

This isn’t just a market to us; it’s our home. As the Original Girl Dad leading a blended family, I know firsthand that real estate is just one piece of the puzzle.

Real Vegas Real Talk: From documenting my own 100lb+ weight loss journey to sharing unfiltered reviews of local businesses, we believe in transparency.

If we’re awake, we’ll answer.

Buying a home starts with an honest conversation and realistic goals — then a real plan. Our approach isn’t for everyone, and we’re okay with that.