Educational Planning Estimate

Total Cost to Close Estimator

Clear Numbers. Clear Decisions.

A comprehensive breakdown of estimated monthly payments, taxes, insurance, and closing costs for your planning purposes.

Mortgage Scenario Planner

Adjust the details below to estimate your monthly payment and total cash to close.

Scenario Name

Home Price ($)

Estimated Credit Score

Loan Program

Minimum Down Payment Option

Down Payment (%) ($)

Below the minimum required for this loan option.

Loan Term (Years)

Interest Rate (%)

Property Taxes ($)

Home Insurance ($)

HOA Fees ($/Mo)

PMI (%)

Est. Fixed Closing Costs

Est. Prepaids (Tax/Ins)

Down Payment Assistance

Seller Contribution

Broker Fee

Mortgage Reserves

Calculated Results

Estimates shown for planning purposes only.

Est. Monthly Payment $0

Total Cash to Close $0

(Includes your Earnest Money Deposit)

Principal & Interest $0
Taxes & Insurance $0
Mortgage Insurance (PMI) $0
HOA Fees $0

This estimate is provided for planning and educational purposes only and does not constitute a commitment to lend, a loan approval, or a guarantee of interest rates or closing costs. Actual payments, rates, and costs may vary based on market conditions, credit profile, property type, lender guidelines, and other factors. Please consult with a qualified mortgage professional for a formal loan estimate.

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